Create your annual
Reserve Study Report.
Update your existing reserve study with current financial statements, component lifespans, and replacement costs. Build a clear funding plan for the next 30 years.
Use your report for the board's annual reserve-study review and budget preparation. Compare contribution options, upcoming projects, and the cost assumptions behind every component.
Report type: annual update without a site visit, using your existing study and physical-condition records. Required inspections, professional reviews, and board approvals remain separate steps.
Create your reportPrepare and review your inputs for free. $250 once for the complete report, PDF, and CSV.
Bring the records. See the assumptions.
1. Your documents
Existing reserve study, current balance sheet, income and expense statement, and approved budget. Add recent contractor quotes and completed projects.
2. Your property
Confirm every component, quantity, useful life, remaining life, and total replacement cost. Record exclusions and why they don't belong in reserves.
3. Your choices
Compare current contributions with annual increases, a minimum cash target, and full funding. Download the analysis for your next board meeting.
Costs you can trace
Local quotes and prior costs for your HOA take priority. For other estimates, we adjust the stated labor share using published construction wages for the property's county, with state or national fallback disclosed. Every cost shows its source, date, geography, and escalation assumption.
Regional wage adjustments are planning estimates, not contractor bids. Confirm scope, permits, access, and current pricing with local contractors.